Say somebody is past the age of accountability, so he is responsible for his sins in God’s eyes. His life goes on, and he is still unsaved when something occurs, an accident for example, that causes him such brain damage that he becomes mentally incompetent. Are people like this doomed for eternity? Or will the Lord in His mercy give them salvation, not holding against them their former sins?
Since God knows the end from the beginning, He knew all the details of our life before we were born including whether or not we would ask Him to save us from our sins.
Romans 8:29-30 says those God foreknew, He also predestined. Those He predestined, He also called. Those He called He also justified, and those He justified He also glorified. He did all of this long before we were born and He doesn’t lose any that are his.
Jesus said, “For I have come down from heaven not to do my will but to do the will of him who sent me. And this is the will of him who sent me, that I shall lose none of all those he has given me, but raise them up at the last day” (John 6:38-39).
Therefore if a person who is past the age of accountability dies or is completely incapacitated before making the effort to ask for salvation, it means he or she never would have asked even if something hadn’t happened.
Paul said everyone who calls upon the name of the Lord will be saved (Romans 10:13). The door to eternal life is open to everyone but it can close without warning.
If you feel like you should ask the Lord to save you, take my advice and do it today. If you do, He knew you would and already has a place reserved for you.